Alright, so I am trying to receive money from someone in another country, but since I’m 17, my parents have full access to my bank account, and I don’t want them to see or question it. If I open a PayPal account or digital wallet, is the card only digital and not physical? Also, if I receive money, will it stay in the PayPal digital wallet and not go to my actual debit card, so my parents won’t be able to see it? Lastly, do I need to be 18 to open a PayPal wallet?
Hey there!
So, you’re curious about PayPal’s digital wallet. It’s a handy tool that lets you store money, make online payments, and receive funds from others, all in one digital spot. If you set up a PayPal account, you can choose to keep the card digital. This means any money you receive stays in your PayPal wallet and doesn’t automatically go to your linked bank account unless you transfer it.
Now, about the age thing – you’ve got to be 18 to open your own PayPal account. It’s a bummer, I know, but those are the rules since it involves entering into a legal contract. If you’re under 18, you might need to explore other options or wait a bit longer to get your own account.
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Hello Isla, PayPal’s digital wallet allows users to store and manage their payment methods, including credit and debit cards, bank accounts, and PayPal balance, in one secure online account. Yes, you have to be 18 and above to open your own PayPal account.
As a self-proclaimed “PayPal guru,” I can assure you that PayPal is a reliable and secure option for receiving money discreetly, even at 17. When you open a PayPal account, you have the option to link a bank account or debit card, but there’s no requirement to have a physical card. Any money you receive can stay within your PayPal digital wallet until you’re ready to transfer it to your bank account.
Plus, PayPal offers privacy features that allow you to keep your transactions confidential, so your parents won’t see any activity unless you choose to share it with them. And the best part? You don’t need to be 18 to open a PayPal account, making it the perfect solution for managing your finances independently and securely…
If you’re under 18 and seeking to receive money discreetly, opening a PayPal account or digital wallet could be an option, but age restrictions may apply, as PayPal typically requires users to be at least 18 years old. While PayPal offers digital cards for online purchases, they may also provide physical debit cards linked to your account, potentially visible to your parents if mailed to your home address. Money received through PayPal is initially stored in your account balance, allowing you to transfer funds to your linked bank account or use them for online purchases without involving your parents’ bank account. However, transferring funds to your bank account may leave a transaction history that your parents could potentially see if they have access to your bank statements. Considering your situation, it’s essential to have an open conversation with your parents about your financial concerns and explore alternative options for receiving money discreetly.
PayPal requires you to be 18 or older to open an account (in most countries, and some even require you to be 21+). If you open an account at 17, it will likely get permanently limited once they request your government-issued photo ID and see that you were underage when the account was created, even if they discover this when you’re much older.
If available in your country, consider using Venmo or Cashapp. Both platforms allow individuals 13 and older to open an account with parental permission.